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What’s It Like to Be a RAFI Micro-Finance, Inc. Nanay?

By Danielle Ann Tan | November 28, 2018

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A mother’s love is immeasurable; it could make her go the extra mile for the sake of her family’s welfare or makes her sacrifice her own priorities over that of her family’s. For RAFI Micro-finance, Inc. (RMF) nanays, working an average of 8-12 hours in their respective businesses is nothing compared to the feeling of seeing their children achieve their dreams.

A nanay takes risks when she decides to put up a business from scratch or join a micro-finance institution just so her business improves. RAFI Micro-finance, Inc. nanays like Leonarda Calleno, 58, a resident of Barangay Sudlon, and an RMF client selling hollow blocks, admitted that being a mother and a businesswoman at the same time is not easy.

“Life was really hard, especially when my husband and I were just newlyweds. He ventured into almost anything just to make ends meet. After some time, we decided to just try our luck in starting our business just so we’d have a stable income,” said Calleno.

But like any other nanay running a business, there were rough times for Calleno and her husband. 

“Life was really hard, especially when my husband was diagnosed with cancer and was in and out of the hospital. We had to close shop for a while because I was the one delivering our orders to customers and was the one taking care of him,” she said. 

Months after her husband died, her only son was also diagnosed with the same disease and died a year after.

“It’s hard to lose your husband and son one after the other. My life may be comfortable now but I have to admit to still feeling lonely,” Nanay Leonarda added.

For Nanay Leonarda, being an RMF nanay helped her rebuild her business. It allowed her to set a goal for herself and her family, and be determined to rise above the trials that came her way.

The Microfinance Program of the Ramon Aboitiz Foundation Inc. (RAFI Micro-finance, Inc.) provides financial and non-financial services to micro-entrepreneurs with a mission of elevating lives of the vulnerable and disadvantaged communities through stable and rewarding livelihood.

 

 

 

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IAMRAFI: Diligence Is Key

The Story of the RAFI Exemplary Employee Awardee

(REEA) 2018 Ricardo Mariscal

By Marco Paulo Trajano Deligero | November 27, 2018

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Ricardo Mariscal or Ric, bagged the most coveted RAFI Exemplary Employee Award (REEA) last November 16, 2018, during the celebration of RAFI’s 52nd Founders’ Day. This year, he also celebrates his 21st year of service in the Foundation.

This is the retelling of his success story in the eyes of the people who know him more — his colleagues.

 

On His Longevity and Being an Inspiration

Ric started working at the Ramon Aboitiz Foundation (RAFI) as a bookkeeper on March of 1997, and 21 years after, he is now the Regional Audit Manager for RAFI Micro-finance, Inc.

For Cherrylene Roma, RAFI’s Internal Audit Associate, Ric is an epitome of hard work and diligence, saying that he is very approachable and is willing to lend a helping hand whenever you need assistance with something.

“I have known Sir Ricky for almost 2 years now. When I started here in RAFI, he was the Senior Auditor for RAFI programs and support units and was also my immediate supervisor,”

“Five months after I joined RAFI, he became the Regional Audit Manager for RAFI Micro-finance, Inc.”

    

Living the RAFI Core Values

Cherrylene believes that Ric truly deserves the REEA 2018 because of his commitment, and valuable contributions to the Foundation, truly living its core values.

For Dominica B. Chua (DBC), RAFI President & Chief Operating Officer, Ric is the most deserving to win the REEA 2018 for his contribution to the growth of the Foundation, and his exemplary work ethics.

“The qualities of Ric that make him outstanding are his high sense of integrity, honesty, an extra mile of service and dedication to his work and that of the organization,”

DBC added further that, “Other than being the embodiment of the RAFI core values, Ric maintains an excellent performance, is humble and has an impeccable character,”

 

On Being a Role Model

When asked on how Ric can be an inspiration to her, Cherrylene answered Ric’s longevity in the Foundation.

“He (Ric) is my inspiration — that I could also be of service to the organization for more than 20 years… An inspiration that I could also be an instrument in elevating the lives of people and communities, and contribute to RAFI’s vision of “Touching People, Shaping the Future,” she added.

Cherrylene also shared her message to Ric.

“May you empower more and inspire other RAFInians! Sir Ric, let us bugsay together as a team Kaabag for the Foundation.”

 

The Most Outstanding Employee of 2018

In his short message days after being awarded the REEA 2018, Ric said that he never expected he would win the coveted award.

“I was speechless, in total disbelief, because never in my wildest dream did it ever cross in my mind that one day I will be a REEAwardee, not even a nominee,”

“I stayed in RAFI, not because of the award but because I love and believe what RAFI has been doing for the last fifty-two (52) years,” 

“Based on my experience, I think what is important is that you believe in the mission and vision of RAFI because your motivation to work every single day is not for the award but because you believe in what the organization is doing and advocating; and you are inspired to work in whatever capacity with or without the award,”

“Secondly, having the right attitude towards your work and building good relationships with your colleagues as well as internal and external partners. Continue to work based on your capacity, sincerity and guided by your principles. And in God’s time, everything will just fall into the proper place,” Ric shared.

 

As RAFI Brand Ambassadors

Ric shared that as RAFInians, we are the living brand ambassadors of the Foundation, highlighting the value of our actions as a person and as an employee of RAFI.

“Let us not forget that as a RAFI employee, we are representatives and an integral part of the RAFI brand. Thus, let us continue to act accordingly, aligned with our core values not just internally but more so externally when we are dealing with our different partners or stakeholders. Our actions would speak volumes of who we are as a person and as an employee of RAFI,”

 

On People Who Matter for Ric

Ric shared that he is dedicating his REEA to his mother, his family, and to God.

“I would like to give credit to my mother for this achievement, she was instrumental in molding me into who I am today, particularly my personal values and principles in life in which I continue to adhere to; and then to my family for always supporting and believing in me, they are my source of motivation,”

“Most of all, I dedicate this to the Lord Almighty, for keeping me grounded, and giving more years to serve with this well-meaning organization,” he shared.

 

Message From the RAFI President

When asked on her message for Ric, DBC has this to say:

“To keep the award at the highest level at all times and to always remember that his greatest role in RAFI is being a role model to the rest of the RAFInians,”

“Ricky is one of us — we work not only for ourselves but for the others; and in doing these great tasks of elevating the lives of others, we have to have strong values, service and drive towards excellence,” she added.

Diligence, dedication, integrity and being a role model are some of the virtues that made Ric the newest recipient of the RAFI Exemplary Employee Award (REEA), and may his story inspire RAFInians to become future leaders and follow his example and longevity. #IAMRAFI

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The Integrated Area Development Program of the Ramon Aboitiz Foundation, Inc. (RAFI-IAD) and the eight (8) municipalities of Cebu’s seventh congressional district, in partnership with the Province of Cebu and district officials, are intensifying efforts to reduce poverty within the district by creating conditions for balanced socio-economic development through an integrated, participatory and results-based approach. 

As a result of meetings and workshop sessions with the IAD focal teams from the different municipalities in the district, a memorandum of agreement (MOA) for the creation of District 7 Inter-Local Council was signed by Gov. Hilario Davide III, Rep. Peter Calderon, Provincial Board Member Jerome Librando, and mayors from the district. The signing was held last November 5, 2018, at the Cebu Provincial Capitol. 

Stakeholders believe creating the council is a step toward the realization of a shared vision to make the district become “the center for sustainable tourism in the Philippines by 2028.”  

Under the MOA, the Council will formulate strategies, policies which align to the realization of its vision, promote an integrated and sustainable development plan for the District, coordinate with relevant stakeholders for the execution of the plans, mobilize resources needed for the implementation of its objectives, and create technical working groups or project teams whenever necessary and appropriate to perform specific tasks. The Council will have two member-representatives from the academe, two from the private sector, and two from civil society/non-government organization.

The IAD focal teams have come up with three circuit tourism packages with the following themes — eco-tourism, adventure tourism or agriculture tourism. To ensure smooth operations, the District 7 Inter-Local Council will develop and adopt a framework and manual of operations which will guide the business and conduct of the Council, its various functions, structures and mechanisms, plans, programs, and efforts. The Council will also meet quarterly. 

Meanwhile, the Cebu Provincial Government has expressed to donate P5 million as a support fund for the creation of the Integrated Area Development Program (IADP) for Cebu’s seventh district.

The Integrated Area Development Program of the Ramon Aboitiz Foundation, Inc. (RAFI-IAD) provides Local Government Units (LGUs) with technical assistance towards socio-economic development.

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IAMRAFI: Lead By Example

The Story of Gil Corbes, RAFI-KAC Alumnus,

Boy Scout Coordinator and Prefect of Discipline Officer

By Jean Descutido and Marco Paulo Trajano Deligero| November 20, 2018

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Gil Corbes is an alumnus of the Kool Adventure Camp of the Ramon Aboitiz Foundation Inc. (RAFI-KAC) – Camp 113. He is the founder of Lapis Ug Papel & Bigay Puso (KAC Change Projects), a former Supreme Student Government Coordinator, and current Prefect of Discipline for Liloan National High school and Boy Scout Coordinator of Arcelo Memorial National High School.

Having experienced the camp himself, he strives to prepare high school students to become future leaders of society.

The Difference RAFI-KAC Has Made

Gil Corbes was able to join RAFI-KAC Camp 113 back in 2006 through the invitation of his wife who was a former RAFI employee.

It was easy for Gil to adjust in the camp since he knew most of the staff, as they were colleagues of his wife. For him, KAC has made a huge difference in his life, which has trickled down to the students he handles in his various other roles.

“There has been a big difference in my life since I joined the camp.  And I noticed a change in my students as well, particularly the student leaders that I handle, they have become more mature, responsible and aware of what is happening in the environment and in society,” Gil proudly shared.

His Meaningful Contribution to the RAFI-KAC

For Gil, helping the Supreme Student Government (SSG) in their community organizing initiatives is one of his most important contributions to the camp. He created the very first Kool Adventure Camp club organization in the Municipality of Liloan and was able to conduct numerous immersions in different communities within the municipality. This includes activities involving formal and informal daycare centers, street children and environmental activities.

“Before going to KAC, I would inform them (the campers) to think of a certain project or activity that is beneficial to the community that they could implement,”

“We also expose these students to different communities in Liloan where they get to see for themselves the difficulties and/or realities on the ground which helps them decide on a project or initiative to undertake,” he shared.

On His Influence for Change

Gil is proud that he has his own contribution to nation-building through the honing of former student leaders that are now in the field and the workforce.

“It feels good when you look back and see how far these students have gone, knowing that I have somehow influenced them… they are now educators and responsible members of society,”

“I can honestly say that I am reaping the rewards of my efforts now because instead of me pushing them to come up with different initiatives, they are the ones creating and developing projects to help people and communities,”

Currently, Gil wants to involve teachers in the process of making a positive change in students by going through and experiencing the camp themselves, as he did. He firmly believes that teachers can be more effective in shaping future leaders after experiencing the camp.

Gil and His Biggest Achievement and Motivation

Two of the programs that Gil established are Lapis at Papel and Bigay Puso programs. Lapis at Papel is conducted every Saturday morning for the daycare centers in Catarman, Mahayahay, Pamutunggan and Gawad Kalinga by Alumni campers, while Bigay Puso is dependent on the Supreme Student Government’s schedule.

Gil humbly says that his motivation has always been God, and the late Mr. Roberto “Bobby” Aboitiz & his principles.

Gil recalled that in the many times he encountered the late Mr. Bobby Aboitiz, he would always ask how Liloan is doing, about how the students are doing and their leadership camps and activities.

“He never failed to ask about what we were doing for Liloan, and that motivated me.  Because of Sir Bobby, Ms. Amaya [Aboitiz] and RAFI, we (Liloan) were able to receive a daycare center,”

 

Gil and On His Greatest Challenge, And On Being a Camp Alumnus

Gil admitted that finances, particularly funding, is a challenge for them especially in introducing RAFI-KAC to the school. To address this, he ensures that he presents to the school board and PTA officers the benefits of joining the camp, which in the end get to be understood and accepted by the school.

“I explain to them where the money will be spent on, and at the end of the year, I make sure everything is liquidated, transparency is important,”

When asked on how he feels being a RAFI-KAC alumnus, Gil said that he considers it as a huge responsibility; a responsibility towards his fellowmen, the community, the nation and ultimately, God.

“I want to continue my legacy of helping people in the community that I serve,” Gil said.

 

On His Greatest Lesson

Gil believes that making use of one’s time to help others is a noble act, and in sharing what you have.

“We only live once, that is why we have to make use of our time to help people regardless of the circumstances… time is running out,”

He also shared his favorite verse of scripture that guides him in his mission to help mold students into young leaders, “what does it profit a man if he gains the whole world yet loses his soul?”

“Be what you are; be yourself,” Gil shared. #IAMRAFI

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The RAFI Toastmasters Club (TMC) inducted its new members and installed a new set of officers for the toastmaster year 2018 to 2019. Held last August 24, 2018 at the Casa Gorordo Museum grounds, the theme of the ceremony was “Old Meets New” which signifies the turning over of leadership to the new set of officers.

Division I Director Mark Elardo, DTM, graced the event together with District 75 administrative manager and the club’s mentor, Aquilisa Chan. Both led the installation of the new set of officers who will be leading the club until June 2019. 

Mega Cebu Project Officer and former RAFI TMC VP for Education Elizar Sabinay Jr. will lead the club as the new president. “RAFI TMC’s only direction is up,” Sabinay said.

Joni Joy Dumasig, RMF Research and Product Development Officer and former RAFI TMC president, is the incoming VP for Education. RAFI Risk Management Specialist Kris Jordan Seville is the new VP for Membership while Mega Cebu Project Assistant Lord Anjelo Guia is VP for Publications. Rowell Casas, RAFI Internal Audit sits as the VP for Finance while Tatum Navarro of RMF is the new Secretary. Lastly, RAFI-EDU Senior Program Officer Maria Rizza Labao and RAFI-DACF Program Officer Cliff Café are the new Sergeant at arms of the club.

“For last year, we made it a goal to be able to receive at least a Distinguished Club Award from Toastmasters International. And we are glad to be able to achieve that, with the help of my vibrant and enthusiastic co-officers,” Dumasig said. 

Distinguished Club Award is the award given to a club upon reaching five of the 10 Distinguished Club Program (DCP) goals established by Toastmasters International. 

“(Sabinay) has always been a great support of RAFI TMC. Even as VP-Ed last year, he really set out a proactive role by always reminding the club members of our DCP goals. And I think with his leadership this year, we will also be able to receive not just the DCP but already the Selected Distinguished Club award,” she added.

RAFI TMC started in 2016. With the club already having 15 members, it continues to grow as more recruits are coming in from the Culture & Heritage Unit of the Ramon Aboitiz Foundation Inc. (RAFI-CHU) and the Corporate Solutions team.

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IAMRAFI: The Gold Standard: Inspiring New Leaders and

Role Models

The Story of the 2017 RAFI Exemplary Employee Awardees (REEA) Lloyd Manila and Raffy Baladjay

By Marco Paulo Trajano Deligero  with RAFI-FAD, and RMF| November 13, 2018

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In 2017, two men emerged as Most Outstanding in the RAFI Exemplary Employee Award (REEA), the highest award given to recognize the RAFI employees with exceptional contributions to the Foundation: Raffy Baladjay, Operations Regional Manager of RAFI Micro-finance, Inc. and Lloyd Manila, RAFI Liaison Officer.

This is the retelling of their success stories in the eyes of the people who know their work ethics more than anyone else does — their colleagues.

 

Work Ethics Matter

Joan Paula Ruiz, RAFI’s Senior Finance and Admin Supervisor, believes that Lloyd Manila is a man of few words.

“Having dedicated 12 years of his professional life with RAFI as Liaison officer, Lloyd [Manila] performs his duties in the best way he can — his passion and integrity are his top strengths,”

“He is a man of few words, he works silently but diligently, but his work speaks loudly about his character,”

 

The Gold Standard: Integrity and Reputation Intact 

Manila. Ruiz also said that Manila could be entrusted with both small and big responsibilities, up to the last cent, and can deliver quality service even during the weekends that should be allotted to his family.

“He [Lloyd Manila] can be very dependable for ensuring that all bank transactions are properly executed, this includes all collections, fund transfers, payroll and other money-related transactions, he could be trusted in the sense that up to the last cent, everything will be turned-over properly as needed,”

Ruiz also said that Lloyd also does not mind being called for duty on a weekend to deliver important documents and route to assigned signatories.

“He knows how to sacrifice personal time for urgent matters. He accepts his role wholeheartedly just to complete his deliverables,”

Noticeable to his colleagues, Lloyd finds joy in knowing that his work contributes, no matter how little it might seem, to the success of the unit where he belongs. His winning the RAFI Employee Exemplary Award (REEA) — Team member category only shows that regardless of title or position, anyone who selflessly dedicates himself to his work can be recognized, a living testimony of the quote “excellence is not being the best but about doing your best.”

Baladjay. On the same night, another RAFInian was recognized as the RAFI Exemplary Award (REEA) — Team Leader Category — Raffy Baladjay of RAFI Micro-finance, Inc. (RMF).

He was once the youngest Branch Manager, taking over the position at the very young age of 22. He began his career in RMF (formerly called CMEDFI) as Buffer Trust Staff for the Ormoc Branch.

In 2014, he joined the Bugsai project taskforce with Renoir and RMF to look into the process of maximizing the potential of the organization, a deployment that opened new opportunities for RMF.

Baladjay’s journey within the organization has been very progressive and fulfilling — handling a wide range of responsibilities, from a buffer trust staff to becoming an Operations Regional Manager.

This is what Ailyne Lim, the Deputy Officer for Operations, RAFI Micro-finance, Inc. has to say about Raffy Baladjay and his contribution to the RAFI Micro-finance, Inc.

“He does not choose, as long as he can contribute, he will contribute; if he sees that there is a problem, he will volunteer himself to work on a specific change for the project at hand,” Lim said.

Lim believes that Baladjay knows what he wants, has a clear vision of the bigger picture, and has positive attitude towards work, and never hesitates to assist in any other area or project when he sees the need.

Lim added that Baladjay is a very grounded person, a dedicated father, and someone who thinks positively and sees the good in people. 

When asked to give a message for Baladjay, Lim has this to say: “Keep on doing what you are doing right now, keep the fire burning, and nurture your love for your family — you need to have that and never forget it, because that is one of your tender traits. And never stop believing that you can grow.”

Dedication, integrity and being a role model are some of the virtues that made these two the best in their careers, making sure that all their work are executed with honesty and diligence. 

And this November 16, RAFI will again award two of the best in its roaster of employees. Who will they be? Let’s all find out this Friday as we celebrate RAFI’s 52nd Founders’ Day. #IAMRAFI

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